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Posted by on Apr 30, 2017 in School Accidents | 0 comments

Common School Accidents

When you send your children to school, you expect them not just to learn, but also to be safe. The school management, teachers, and students should create and maintain an environment that is conducive for learning and free from accidents and injuries.

According to the website of Ravid & Associates, P.C., those who have been negligent and have caused the injury of someone else, like a child in a school, may be held liable. But what exactly are the accidents that may cause harm to students?

Defective Equipment: Air conditioners, chairs, desks, gym and playground equipment, are just some of the school equipment that can be defective and cause accidents. Designers, manufacturers, and maintenance providers of school equipment should make sure that their products are in top condition to avoid malfunctions and injuries.

Door Accidents: Everybody in school premises will go through doors at one point, and that puts them at risk of door accidents, such as those that involve the abrupt opening and closing of doors. The best way to prevent this is by having an orderly classroom and installing door safety measures, such as finger guards.

Food Poisoning: Not all accidents are violent, because sometimes they can come in a subtler form like food poisoning. School cafeterias and everybody else responsible for providing food for the students should ensure the cleanliness and quality of their meals.

Slipping, Tripping, and Falling: A child doesn’t have to be overly active to slip, trip, or fall. Spilled substances that are not cleaned immediately can make a student slip. Unnecessary obstructions like opened cabinets can trip a student. Defective stairs and unattended holes can make a student fall. The key to prevent this kind of accidents is the proper maintenance of facilities.

Sports Injuries: Sports accidents can happen because of legitimate errors, but they can also occur because of the negligence of another party, like when the school management has failed to provide safety gears or when the teacher has disregarded safety procedures.

 

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Posted by on Apr 29, 2017 in Dog Walking | 0 comments

Why Dog Walking is Good for You and Your Dog

Walking the dog is not always the most convenient thing to do. First, it can be physically exhausting. Second, you don’t have the time because of your other priorities, such as school or work. There are also times where you are just making excuses. Sometimes, you really have the time to walk your dog, but you just don’t want to stop browsing social media and watching cat videos.

Dog walking may appear like a chore, but that shouldn’t be the case. It can be fun, not to mention that it benefits both you and your dog.

The most obvious benefit of walking the dog is physical improvement. Walking can be a good form of exercise, especially if you do it hard enough and long enough. This also means that your dog will remain in top shape, while you can start getting fit and reduce the risk of bodily problems that may arise from lack of movement, like obesity.

Since your dog is involved in an activity that uses up energy, it may avoid energetic and potentially damaging activities in your home, such as biting on furniture. It may also stop employing behaviors that typically means it wants attention, like constant barking.

If you really do not have the time to walk your dog but you want it to have these benefits, you can get dog walkers. According to the website of Walk! ATX, dog walking does not just result into healthier lifestyles and reduced stress, but also into increased socialization, as your dog can see, smell, and hear new things that they can’t experience while sitting around the house.

Getting a dog walker may have its advantages, but walking the dog by yourself is still the best option. Doing it yourself gives you a better relationship with your dog. You can spend more time together. You can appreciate each other’s company more. And, most of all, both of you stay healthy while doing so.

 

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Posted by on Apr 28, 2017 in Business | 0 comments

Is It Time to Sell Your Business?

You must admit that you have started your business with financial and time freedom in your mind. But after a few years of experience, you have learned that this is either too easy or too hard. This makes you think that maybe, just maybe, it is time to sell your business.

You are bored

The expertise concerning your business may be too easy for you or your skills and knowledge are already too superior for the expertise to be challenging and fun. Even though you are earning money from the business, you are already bored and you don’t wake up every day with the same enthusiasm you had when you were just starting out.

You are afraid of risks

This is the complete opposite. The expertise concerning your business may be too technical for your level of skill and knowledge or it is just too hard inherently. All businesses have risks, but if your business seem to be too larger than life than you can handle, you may consider selling it.

You are burnt out

Sometimes it is not about being too easy or too hard. Sometimes it is about being too busy and too fatigued because of your business that you are starting to lose out in life. You start to have medical conditions because of overwork, relationship problems because of the lack of time, and reduced general enjoyment of life because you have no time for recreation.

You want to retire

Everybody somehow thinks about retirement and not just any kind of retirement, but one where you have enough money and time to enjoy yourself after years and years of working. If you have saved enough profits from your business and you feel like it is time to let everything go, maybe you are right.

You want to explore other opportunities

Maybe everything is just becoming redundant to you that the business has already become a chore. If you feel this way, maybe you are ready to move on from the business and look for other opportunities. There may also be instances where opportunities are already in front of you, but you may find it hard to decide whether to keep or sell the business. Again, in those instances, trust your instincts, and you may be right. Don’t be afraid to let go of your business to explore other opportunities.

According to the website of Slater Pugh, Ltd. LLP, selling a business can be very complicated, as it can involve a lot of issues, such as business valuations, asset purchase agreements, contracts and other papers, and even real estates. So, if you are fully ready to sell your business, you should also be ready of how complex the legal process involved can be.

 

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Posted by on Apr 27, 2017 in Hypnosis | 0 comments

Can Hypnosis Help Cure Addiction?

When you think about solutions to addiction, the first things that come to your mind are drug rehabilitation centers, alcohol consumption programs, and other methods where the addiction is directly confronted.

But there is an unconventional method yet just as effective, and it is called hypnotherapy. According to the website of these addiction hypnotherapists, the pleasurable effects of alcohol, drugs, and other addictive activities and products are not just the factors that make them addictive. The abusers may have some underlying conditions that make them seek these activities and products, such as pain or anguish in their lives.

The main goal of hypnotherapy is to address these underlying conditions to treat addictions. In hypnosis, patients will be in a state where they are completely relaxed but awake. Complete relaxation may result into lower heart rates and blood pressures. It may also alter brain activity in a way that patients will find it easier to navigate through their subconscious minds.

Having access to their subconscious make it easier for them to determine the underlying conditions that make them seek addictive activities and products, and this is the first important milestone in the hypnotherapy process.

Making the patients realize that the problem is within themselves and not the addictive nature of the activities and products is important, as this will give them the will to solve their addiction problem on a more personal level. It also avoids the tendency of stubbornness within everybody, because of the combination of the relaxed state and the fact that the problem is more personal than they think.

But hypnosis is not perfect. First, its effectiveness is not widely recognized by the medical community, even though hypnotic centers boast a high success rate. Second, there is no clear definition of what a hypnotic state is. Third, hypnosis is sometimes seen as too controlling, when in fact it is more like meditation.

Curing addiction through hypnosis remains an interesting idea despite its imperfections. It may be worth a try, because the idea that the problem is on the inside and not on the outside might just be the perspective we need to a true, long-lasting cure.

 

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Posted by on Apr 26, 2017 in Foreclosure | 0 comments

Reasons for Foreclosure

 

One of the most important possessions of a family is the house. The house is not just a place of comfort, security, and shelter, as it is most of the time a part of the family – a home. But there are instances where homes are foreclosed, or in other words, be taken by the lender after the family has failed to pay the mortgage.

Employment issues

There are many reasons why families have no choice but to give up their homes, but the core idea behind these reasons is that the families cannot afford them anymore. One reason is that the earner in the family has encountered employment issues, like being laid-off or fired. The family may have limited financial capabilities if their earner has suddenly lost a job, so paying for mortgage may be a problem.

Medical conditions

The worker in the family may even sustain injuries or illnesses that limit his or her earning capacity. The injury or illness may partially or totally make the victim unable to work. But this is not just the financial impact of medical conditions. The conditions may also require too much medical expenses that the family has prioritized these expenses first than the mortgage.

Family problems

There may be internal factors in the family that can affect mortgage payments and foreclosure. A husband who is committing domestic violence may trigger divorces and the financial costs of such legal processes. A wife who cannot control her spending may create issues when it comes to liabilities and assets payments.

Other financial problems

They may have financial problems even though they do not have employment issues, medical conditions, and family problems. They may have put their money on the wrong priorities, like maintenance work at the house and investment on fraudulent stocks. In fact, they may even go bankrupt merely because of poor decision-making. The website of Erin B. Shank, P.C. says that one way to counter mortgage problems is by getting a home loan modification for reduced interest rates and forgiveness of some portions of mortgage debt.

Wrongful foreclosures

According to the website of Gagnon, Peacock & Vereeke, P.C., there are a number of different issues that may make foreclosures illegal, such as the following:

  • Failure to provide homeowners with appropriate notices
  • Lender bad faith
  • Overcharging homeowners for late payment fees
  • Predatory lending
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Posted by on Apr 25, 2017 in Divorce | 0 comments

Common mistakes in Divorce

You may want a divorce maybe because you do nothing with your partner but argue, your partner abuses you or your children, or the two of you have different priorities and have mutually decided to end your marital relationship. Whatever the reason for your divorce, it doesn’t change the fact that divorce can seriously influence your life, so it is best to avoid the following mistakes to minimize its possible damages.

Getting too emotional about it

Divorce always has an emotional aspect, but there are certain emotions you need to control in the legal process, such as anger, guilt, and jealousy. These emotions may make you do unnecessary things, such as trying to get as many assets as possible as revenge or trying to get as little as possible because of guilt.

Signing the agreements too quickly

According to the website of Holmes, Diggs & Sadler, the process of divorce is often more complicated than you think, as it involves things like financial security and your ability to spend time with your children. It is best to fully understand the documents first before agreeing and signing into them because your future can be at stake.

Not hiring a lawyer

Uncontested divorces may make it easier for you to represent yourself in court, but contested ones may be a lot harder. You may want to consider consulting and getting representation from a divorce lawyer. The website of Marshall & Taylor PLLC says that getting legal representation may be crucial in legal issues such as child custody, division of property, alimony, and domestic violence charges.

Not being prepared for the consequences

Since divorce involves a lot of legal issues including those mentioned above, you should be ready for its repercussions, like how child custody can significantly change your relationship with your son or daughter and how the division of property can influence your financial status.

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Posted by on Apr 24, 2017 in Workers Compensation | 0 comments

What Does Workers’ Compensation Cover?

Workers’ compensation is a type of insurance wherein employees who have sustained a work-related injury or illness can get coverage. For example, a factory employee who has sustained a hand amputation because of an equipment malfunction may get coverage from the factory owner. But take note that injuries and illnesses can happen in any work environment, including relatively safer ones like office buildings. For this reason, it is just right to have workers’ compensation for all kinds of workers.

But what does workers’ compensation really cover? According to the website of Zavodnick, Zavodnick & Lasky, LLC, different states have different workers’ compensation laws. For example, permanency benefits, or the benefits of sustaining a permanent injury, is available in New Jersey, but not in Pennsylvania.

The coverage of workers’ compensation typically involves factors that may be financially challenging for the injured or ill employee. There is the most obvious financial burden – the hospital bills, medication costs, and expenses relating to the rehabilitation of the affected body part.

One of the most overlooked consequences of injuries and illnesses is how it can affect the employee’s job performance and general employability. The injury or illness may have enough influence toward the employee for him to not fully accomplish his tasks, or worse, not be able to do them. This physical limitation may also affect their attractiveness as a person in the job market. These two things can affect the earning capacity of the individual, which may result in further financial burdens. It is good to know that workers’ compensation considers these in determining the amount of coverage.

The website of Robert Wilson & Associates says that those who have been hurt on the job can struggle on securing workers’ compensation benefits. In the financial standpoint of the employer, this is understandable, because it would want to maximize profits and minimize expenses. But in the legal and moral standpoint, this is just unacceptable.

It is good to know that there is a legal concept such as workers’ compensation. This way, employees can experience less financial burdens when they have been temporarily or permanently compromised physically because of their job.

 

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